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Want to Negotiate Your Own Settlement? Think Again


After an accident, many people hope to negotiate their own settlements with an insurance company. Their reasons vary. For example, some people might not know how to hire an attorney, so they think they’ll just handle all the paperwork themselves. Others are afraid that a lawyer will not be worth the cost.

Even worse, some insurance adjusters feed into these concerns, telling injured victims that they don’t need an attorney to obtain a fair settlement. We have news—you absolutely would benefit from hiring a lawyer!

A Lawyer Can Help You Avoid Critical Errors

As experienced Delray Beach car accident attorneys, we have seen many people with valid legal cases make mistakes that undercut their claim to compensation. For example, an injured motorist might:

  • Neglect to collect evidence at the scene of the accident.
  • Give a recorded statement to the insurance company that contains misstatements.
  • Quickly agree to a settlement without fully understanding the value of their claim.

An attorney can help with all of this. We can collect the evidence you need to strengthen your case and we’ll handle all communications with insurance adjusters.

A Lawyer Can Value Your Claim Accurately

Do you know how much your injuries are worth? Some people search on the Internet for the “average” car accident settlement and then assume this amount is fair. Actually, what is “fair” in your case will depend on the severity and extent of your injuries.

If the other driver is to blame for the accident, you can receive compensation for medical bills, lost wages, and damage to your property. But you can also receive compensation in serious accidents for pain and suffering and emotional distress. The compensation available for these losses varies widely depending on your case. For example, if you have visible scarring or disfigurement, then you can receive much more in pain and suffering than if your injuries heal quickly.

You can be sure that the insurance company will not tell you how much your injuries are really worth. Instead, insurers will probably offer you far less than you can get with a lawyer’s assistance.

An Attorney Knows the Tricks Insurers Use

Here are some things you might hear from an insurance adjuster:

  • “Sorry, I would like to offer more money, but I am only authorized to go up to this limit.”
  • “We’ve never paid out this much in a claim like yours before.”
  • “If you sign this settlement agreement quickly, you’ll get the money even faster.”

Claimants without an attorney fall for these lines, believing that they have negotiated the best deal possible. The fact is that insurance companies are not hurting for money. They know how much a jury would award you if your case went to trial, so they will tell you almost anything to get you to accept a lower amount.

Contact Earnhart Law for a Free Consultation

By hiring a Delray Beach personal injury lawyer at Earnhart Law, you will ensure that you get the best settlement possible. We understand all the tricks insurance adjusters use, and we know how to counter them.

We will be happy to go over your case with you if you call 561-265-2220. We have over 30 years of experience to put to work for you.


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