Strategies Used To Avoid Payments And Deny Claims
When you are in contact with an insurance company following a Florida accident, you are likely anticipating you will access funds to help you handle your accident injury expenses. It can be incredibly frustrating when you believe the facts are on your side and an insurance adjuster avoids paying out on a claim.
Why a claim is denied or payments are avoided varies on a case by case basis. While there are situations in which an insurance company has solid reasons for avoiding making payments, there are other situations where a company is simply trying to protect their own bottom line. Insurance companies have their own legal teams, you need a Delray Beach personal injury attorney fighting for your rights.
Deadlines, Accessing Care, and Documentation
There are a few different ways that insurance companies attempt to avoid paying claims. They could assert that the appropriate deadlines were not followed, the injured party didn’t receive medical care in an appropriate time frame, or there is no strong documentation that can serve as evidence. When you work with an attorney, they can find ways to strengthen your claim, including presenting police reports, witness statements, and doctor’s accounts that illustrate the harm was a direct result of the accident in question.
There are also times when an insurance representative will try to shift blame, suggesting that you are not eligible for damage recovery because of the role you played in the injurious event. Often when an insurance company shifts blame, their next communication is offering you a low amount. When this low offer is made, they could say that is the most you will get given the details of the accident.
You do not have to accept a poor offer. If you believe you are being talked down to or that a company employee is trying to take advantage of the situation, connect with the legal support you need to be made whole after an accident injury.
Hire an Attorney to Advocate for Your
It is also possible that an insurance company will suggest you should not talk to an attorney because they will be offering you the best path forward following an accident. In truth, there is no way for that insurance adjuster to know what would or wouldn’t be possible should you connect with a legal expert. You deserve to have a legal professional advocating for your needs, and a Delray Beach personal injury attorney will work to be sure you access the settlement you need to move forward.
What are your options after receiving a low offer or having a claim denied? To learn about possible paths to higher offers, discuss the details of your situation with the attorneys at Earnhart Law in Delray Beach. Taking action as soon as you can is advised. Our skilled lawyers have been handling personal injury cases for over 30 years but we can’t get started on your case until you reach out. Call our office at 561-265-2220 or contact us online to get started.